Commercial Auto Insurance

Contact Joshua@DoveInsurance.com or call 540.382.4277 to get started.

As a business owner you’re passionate about what you do. That’s why we offer commercial auto insurance solutions specifically designed for companies just like yours.

Sedans, vans, pick-ups, suvs—whatever your business drives our family of Independent Agents deliver the commercial coverages you need to keep them protected, while keeping your bottom line in mind.

Dove Insurance Agency can answer your questions regarding a commercial auto policy.

Here are a few common questions we receive about commercial auto insurance:

  • Do you need more liability coverage than a personal auto policy provides? Generally, a commercial auto policy offers higher limits of liability, but lesser coverage in areas that are typically not associated with commercial auto risks.
  • Do you need special coverage for situations encountered while conducting business? Commercial auto policies usually offer these coverages, and they’re normally not available with personal auto policies. These include hired and non-owned auto coverage and coverage for towing a trailer for business use.
  • Will Commercial auto policies allow you to list anyone that you employ? You don’t have that option with a personal auto policy. In general, you’ll need commercial auto coverage if the vehicle you use is owned by a corporate partnership or driven by employees, or if it’s used to haul tools or equipment
  • How do companies determine commercial use? One definition could include “engaging in transporting goods for compensation or a fee,” which includes pizza or newspaper delivery, catering, door-to-door consulting services, landscaping or snowplowing services, logging business, day care/church van services or farm-to-market delivery. People who do these kinds of work should consider purchasing a commercial vehicle policy.

  cycleBusiness

Discover everything an Independent Agent can do for you.

Dove Insurance serves Virginia; including Blacksburg, Catawba, Centreville, Christiansburg, Covington, Floyd, Galax, Harrisonburg, Hopewell, Leesburg, Lynchburg, Pulaski, Radford, Richmond, Riner, Roanoke, Salem, Staunton, Waynesboro, Wytheville. We provide home insurance, auto insurance, small business insurance, umbrella insurance, commercial auto insurance, life insurance, earthquake insurance, flood insurance and liability insurance.