Life Insurance in Virginia
The state of Virginia continues to amend insurance laws and regulations to protect citizens as well as insurance companies. Dove insurance agency has not been left behind; we strive to align ourselves with the new amends. If you are looking for life insurance policies in Christiansburg, VA, you have come to the right place for information. The amended laws aim to standardize the process of making claims as well as the policy requirements.
Term Life Insurance
Term life insurance is one of the policies offered under life insurance. This type of policy sets a period of time to when your beneficiary can receive the payout from your life insurance policy. The terms can be set in 5 to 30 year intervals. If you are found deceased during one of these terms, your policy will kick in and distribute your benefits.
Whole Life Insurance
We understand the primary challenge with term insurance comes up when an eventuality occurs after the term period. To safeguard you and your loved ones, we offer whole life insurance. Unlike in term insurance, it ensures that your beneficiary benefits no matter when your passing occurs.
Protection of Life Insurance Coverage
All our life insurance policies are protected by Virginia Life, Accident, and Sickness Guaranty Association. This is very important because you are guaranteed to coverage even if your insurance provider goes out of business. We always pay subscriptions faithfully to the association to protect our clients.
Timely Payment of Claims
The major challenge facing most life insurance customers is timely payment of claims. While the state is silent on the required period of settling this, we always strive to make payments promptly. Our claim processes are not only short but also by the law.
If you are looking for a life insurance policy in Virginia, kindly visit the Dove Insurance Agency offices in Christiansburg, VA. You can also utilize our online rating tool for home and auto insurance. Reach out to our agents for more information.