Renters Insurance in Virginia
Renting a Virginia house, condo, or an apartment has become a comfortable and attractive option today. Even though it may not be permanent, you still need proper coverage for items that are of value to you.
How can you keep your belongings safe?
At Dove Insurance Agency, we can help find renters insurance no matter where you live in Virginia. We will compare rates and find the best option for you, including bundling your policy with a auto or motorcycle policy.
Renters insurance will protect you financially in three ways:
- Personal liability protection: Should there be an accidental injury or property damage that occurs in your rented space and you are sued, our renter's insurance can help you cover the legal costs and damages.
- Personal property protection: Our insurance will protect your belongings and furniture against losses like fire, vandalism, hailstorms, smoke, and lightning. It is important to speak with your agent for a full list of terms.
- Extra living expenses: If you have to relocate from your apartment for repairs to damages and are forced to live in a hotel, we may cover the additional charges such as food and more. This policy is, however, subject to terms and limits.
Why do I need the Renters Insurance?
- In case of fire or theft, your belongings are not covered, and you will need funds to replace your valuables.
- In case your guest gets injured on your premises, the liability protection will help pay for the resulting expenses.
- It will give you peace of mind knowing that you and your possessions are in safe hands.
What should you consider before you get this?
- Provide accurate and precise information
- Remember the policy does not cover earthquakes and floods
- Consider coverage for replacement of your high valued personal belongings
- Your policy can be amended to include additional coverage for specific valuables
- Have adequate insurance for replacement of all your possessions
- Our renter's insurance covers you against damages caused by fire, theft, explosion, vandalism, and more.
We Work for You
At Dove Insurance Agency our family of Independent Agents are dedicated to serving you and working with your lifestyle. We'll educate you on the coverage you need to keep your property and family secure, no matter what the future brings.
Instead of working for one big company, our family of Independent Agents represent multiple insurance providers. This allows us to compare rates and coverages so you’ll get the best coverage-to-value policy available. We’re here to serve you.
Let us help.