How To Get A Quick & Easy Quote For Your Small Business

At Dove Insurance we’re always looking for ways to connect with you to make insurance simpler. 

To get a Quick and Easy Business Insurance quote just follow this link.

Now you can instantly quote General Liability, Workers Compensation, Cyber Liability, Professional Liability, and many other business types online!

The online process is simple, quick and can provide choices for you to issue and buy the policy you need online.  All at your convenience!

Want To Talk With Our Family of Independent Agents?

If you have any question or need help feel free to call us at 540-382-4277 or send us an email

Sometimes an immediate online quote may not be available for you.  In those situations we will review your information and email the rate proposal directly to you.

Sound easy? It is. 

For over 50 years Dove Insurance Agency has served the Commonwealth of Virginia!

How Much Life Insurance Do You Need?

When purchasing life insurance, the question really isn’t how much you need, but how much capital your family will need at the time of your death, which depends on two variables:

  • Expenses. How much will be needed at death to meet immediate obligations? This amount takes into account all final expenses: uncovered medical bills, funeral and estate-settling costs, outstanding debts, mortgage balance, and college costs to name a few.
  • Income. How much future income is needed to sustain the household? This is the number you’ll arrive at after calculating the “present value” of cash-flow streams your family will need after your death.

We Provide Certificates of Insurance For Your Business Clients

It’s common for clients and customers of your business to ask for a Certificates of Insurance

At Dove Insurance Agency, we can provide business insurance customers with Certificates of Insurance for General Liability, Business Auto, and Workers Compensation.

Information Needed For Certificates

We will need the complete name and postal address for the Certificate Holder along with any special requirements.  We can then send the certificate to the holder by fax or email.

New customers can go to our Business Insurance page to request an easy instant quote for most General Liability or Workers Compensation policies.

Does Homeowners Insurance cover partially damaged roofs?

During the fall and winter in southwest Virginia it’s common for cold fronts to bring strong winds to our area.

So what happens if a storm damages your roof and blows some shingles off? Is this covered by your homeowners policy?

Yes, partially damaged roofs are covered on your homeowners policy. However, your deductible applies first before coverage is available. Remember that your policy deductible is the amount you’re responsible for before insurance “kicks in.”

Homeowners insurance only pays for the damaged part of the roof. So if a storm blows some shingles off or if the roof is partially damaged, your policy will not pay for a brand new roof. Again, only the damaged part is covered.

A typical homeowners policy will have a deductible of $1,000. It’s a good idea to review your deductible every few years to see if you have enough cash saved in case of a claim. A higher deductible will lower your policy premium.

Serving the Commonwealth of Virginia For Over 50 Years!

At Dove Insurance Agency our family of Independent Agents are dedicated to serving you and working with your lifestyle. We’ll educate you on the coverage you need to keep your property and family secure, no matter what the future brings.

Instead of working for one big company, our family of Independent Agents represent multiple insurance providers. This allows us to compare rates and coverages so you’ll get the best coverage-to-value policy available.

We’re here to serve you.

Easy Virginia Business Insurance Online

We are pleased to offer General Liability business insurance quotes online for many types of Virginia businesses.

Some of the most common are trade contractors such as Residential Plumbing, HVAC, Residential Remodelers, Electrical, Landscaping, and Janitorial Services.

Other polices are also available for Workers Compensation and business owners of Offices, Beauty and Barber Shops, Coffee Shops, and Snack Bars.

It’s easy and fast. START YOUR QUOTE NOW

If you have any questions at all, or would like to talk with a local independent agent, contact Mike at Dove Insurance, 540-382-4277.