One way or another, securing our finances for the New Year always makes our resolution list. Just as the sun starts it climb anew everyday, January 1st brings the start to a new financial climb.
And trust me, everyone worries about their finances. (For example, did you know the average monthly car loan payment is $530 for new vehicles and $381 for used ones?)*
However, there are other items to consider besides cash flow when making your 2019 financial plans.
Will you make an extra effort to support local businesses in 2019? From Roanoke to Blacksburg, southwest VA has many great businesses like cafes and shops, salons, tech start-ups, trade services, and licensed professionals that rely on their community.
Will you increase your charitable contributions this year? Find an effort you wish to support by holding back some extra income and give with an open heart. Even a few dollars per month is a good start.
Are you holding back enough for your family’s future? It’s a fact: everyday kids get older and you get closer to retirement. If you need help take a look at the experts from The Dave Ramsey show and start laying the groundwork to your financial peace.
What will you read to improve your financial literacy? News headlines don’t count. Discover new educational outlets to study on a financial topic that interests you. Libraries are a great way to start, and they’re free.
2019 is going to be a great year!
It’s true. It won’t always be easy, but continue to persevere and take each step with the awareness of improving your life and those around you.
“Give instruction to a wise man, and he will be yet wiser.” — Proverbs 9:9
*third quarter of 2018 according to credit reporting agency Experian